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Thread: High Depreciation = Used Bargain

  1. #1
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    Thumbs up High Depreciation = Used Bargain

    If you are thinking (with the advent of PIP) about buying your Motability car when your contract ends, it's worth looking at how your car will depreciate over the 3 year period.

    CAP produced a guide for Auto Express last year showing the worst performing cars.
    I appreciate that not all of these cars are available on Motability, but it still makes for interesting reading.

    You may want to check your own model by looking at Parkers' New Car Cost Calculator (when complete, click on the green arrow under 'Fixed Costs') or WhatCar?'s Depreciation Calculator for their depreciation values.

    2012 Worst Depreciating Cars (after three years/30k miles)
    1. 29.2% Vauxhall Zafira
    2. 33.6% Vauxhall Insignia
    3. 33.9% Citroen C5
    4. 34.4% Fiat Bravo
    5. 35.1% Vauxhall Astra
    6. 35.1% Renault Megane
    7. 36.5% Chevrolet Cruze
    8. 36.9% Mitsubishi Colt
    9. 38.1% Mercedes S-Class
    10. 39.1% Jeep Patriot


    2015 Predicted Worst Depreciating Cars (after three years/30k miles)
    1. 19.30% Volvo S80 T6 AWD SE Lux
    2. 20.60% Proton Gen-2 Persona saloon 1.6 Auto
    3. 21.70% Vauxhall Insignia saloon 2.8T V6 4X4 Elite Nav Auto
    4. 21.70% Vauxhall Zafira 1.6i [115] Design
    5. 22.00% Citroen C5 saloon 1.6i THP VTR+ Nav
    6. 22.20% Cadillac CTS 3.6 V6 Sport Luxury Auto
    7. 22.60% SsangYong Rodius diesel 270 EX Auto
    8. 22.90% Proton Savvy 1.2 Style 5dr Auto
    9. 23.10% Cadillac STS 4.6 V8 Sport Luxury Auto
    10. 23.30% Jaguar XJ Saloon 5.0 V8 Supercharged Ultimate Auto [LWB]


    Remember that Motability tend to ask for the 'Top Book Price' for their vehicles, so this list should only be used as a guide and not an exact price.

  2. #2
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    Interesting. I was quoted £8150 for my Zafira 1.7 Eco Elite, which will have 58,000 plus on the clock by 30th June. It is still in good condition, but of course they value the vehicles without a viewing. It cost £21k new, so i guess with 30,000 on the clock it would be nearer £10,500. That represents a value of 50% - so really not sure about that 29%. If that were the case my Zafira should be around 5k...

  3. #3
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    Yes but your Zafira is the top spec model.

    The upper chart takes the average of all the models, and with Vauxhall producing over 120 different Zafira models it's no wonder that your Elite (11 models out of 122) exceeds that depreciation figure.
    Motability Car History
    05/09-05/12; Nissan Qashqai 1.5 Diesel Tekna; 36,500 miles; avg 41.1mpg
    06/12-07/15; Ford C-Max 2.0 Diesel Titanium Powershift; 35,400 miles; avg 37.8mpg
    07/15-09/17; Skoda Octavia 1.6 Diesel SE-L DSG; 28,200miles; avg 43.9mpg
    09/17-Present; VW Touran 1.4 Petrol SEL DSG; 11,600miles; avg 35.9mpg (28.6 - 43.9mpg)

    Click here to send me an email with any private Motoring questions you may have. Replies usually within 48hrs

  4. #4
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    Quote Originally Posted by ironica View Post
    Interesting. I was quoted £8150 for my Zafira 1.7 Eco Elite, which will have 58,000 plus on the clock by 30th June. It is still in good condition, but of course they value the vehicles without a viewing. It cost £21k new, so i guess with 30,000 on the clock it would be nearer £10,500. That represents a value of 50% - so really not sure about that 29%. If that were the case my Zafira should be around 5k...
    Looks reasonable when you compare what they are going for on Autotrader.

    http://www.autotrader.co.uk/search/u...earlynew%2Cnew

    Not sure if the link will work but it is easy enough to do a search.

  5. #5
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    I just checked Parkers, and if we take your model of Zafira with average (30k) mileage then the original price (without dealer discounts) was £24,480 and the current part exchange value is £8,675 which equates to 35.4% which is still pretty low and would keep the Zafira in the bottom 10.
    http://www.parkers.co.uk/cars/prices.../?yearplate=93

    Remember to look at the trade-in (part exchange) value as that is the true average pricing.
    The prices on AutoTrader are the starting prices, and will only go down after haggling, but the trade-in price is more realistic.
    Motability Car History
    05/09-05/12; Nissan Qashqai 1.5 Diesel Tekna; 36,500 miles; avg 41.1mpg
    06/12-07/15; Ford C-Max 2.0 Diesel Titanium Powershift; 35,400 miles; avg 37.8mpg
    07/15-09/17; Skoda Octavia 1.6 Diesel SE-L DSG; 28,200miles; avg 43.9mpg
    09/17-Present; VW Touran 1.4 Petrol SEL DSG; 11,600miles; avg 35.9mpg (28.6 - 43.9mpg)

    Click here to send me an email with any private Motoring questions you may have. Replies usually within 48hrs

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