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Thread: From motability car to private car - who do you insure your car with?

  1. #1
    Senior Member
    Join Date
    Jan 2011

    From motability car to private car - who do you insure your car with?

    Suppose my motability car lease is coming to an end and I have decided not to use the scheme again and want to buy a private car. Which company is best to get insured with?

    I know that when on the scheme I will not collect any NCB. When I leave the scheme I will have no NCB. I have heard that RSA insurance will write a letter regarding your claim free record. Some insurance companies will take me on with no NCB therefore a high premium, some may give me a starters NCB.

    Was wondering if there is a company out there that will recognise my clean claim free driving record and offer the NCB I deserve.

  2. #2
    Senior Member
    Join Date
    Nov 2010
    North West
    If you do a search on this forum you'll find a thread all about this topic.

    The consensus was to go with Fish Insurance who will give you a NCB from Motability.
    They are a disabled orientated Insurance firm and will give you a very competitive quote.

    Motability Car History
    05/09-05/12; Nissan Qashqai 1.5 Diesel Tekna; 36,500 miles; avg 41.1mpg
    06/12-07/15; Ford C-Max 2.0 Diesel Titanium Powershift; 35,400 miles; avg 37.8mpg
    07/15-09/17; Skoda Octavia 1.6 Diesel SE-L DSG; 28,200miles; avg 43.9mpg
    09/17-Present; VW Touran 1.4 Petrol SEL DSG; 11,600miles; avg 35.9mpg (28.6 - 43.9mpg)

    Click here to send me an email with any private Motoring questions you may have. Replies usually within 48hrs

  3. #3

    I did this recently and i went with more than insurance( they are comerical arm of same company as motability insurance), as i've never made a clain they gave me all the years i've been with motability as NCB, so the price was favourable.

    hope it woreks out for you

  4. #4
    Senior Member
    Join Date
    Jan 2011
    Thanks for the info

  5. #5
    some other company's may give u ncb too, worth asking them?

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