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Thread: Migration from ESA to Universal Credit - the facts.

  1. #11
    Senior Member nukecad's Avatar
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    Will I be worse off on UC than ESA?

    In a 'Natural' migration from IR ESA to UC you might get less or more money with UC-LCW/LCWRA than you did with ESA.

    'Natural' migration is if you have a change of circumstance that means you have to make a new claim for UC, or if you choose to claim UC now instead of ESA .
    Whether you will get more or less money depends on if you have Severe Disability Premium (SDP) with your ESA.
    If you do not have the SDP then you will get the same or more money for UC-LCW/LCWRA than you do with IR ESA.
    If you do have the SDP then you will get less money with UC-LCW/LCWRA than you do with IR ESA.

    If you wait until you are 'Managed Migrated', sometime in the future, then your money (from all IR benefits) is guaranteed not to decrease.

    This is a simple comparison of the IR ESA and Universal Credit rates for a single person over 25 with Limited Capability who is migrated to UC.
    Other IR benefits may have to be taken into consideration though.

    This comparision does not show Housing element, Carers element, Child element, Work Allowance, or anything else UC.
    There would be too many variables to do all that.

    I am using 52.143 weeks per year to calculate UC weekly equivalents. (365/7 - Ignoring leap years).

    ESA rates: (2021/2022)
    Personal allowance = 74.70
    WRAG component = 29.70 (Not paid if you first claimed after April 2017).
    SG component = 39.40
    EDP = 17.20
    SDP = 67.30

    UC rates:
    Personal allowance = 324.84
    LCW element = 128.89
    LCWRA element = 343.63
    SPD Transitional element (you don't have LCWRA in UC, ie you are migrating from WRAG) = 285.00
    SDP Transitional element (If you do have LCWRA in UC, ie you are migrating from SG) = 120.00

    Results:
    ESA without SDP
    ESA Group
    + premium(s)
    ESA
    Weekly amount
    £
    UC
    Weekly equiv.
    £
    Weekly Difference if
    Naturally Migrated
    (Now)
    Weekly Difference if
    Managed Migration
    (Whenever that starts)
    WRAG
    (After Apr 2017)
    74.70 74.76 +0.06 +0.06
    WRAG
    (pre Apr 2017)
    104.40 104.42 +0.02 +0.02
    SG no premiums 114.10 Contribution Based. Remains ESA. Not migrated.
    SG+EDP 131.30 153.84 +22.54 +22.54
    ESA that includes SDP
    WRAG+EDP+SDP
    (After Apr 2017)
    159.20 140.35 -18.85 No Less than ESA (Protected)
    WRAG+EDP+SDP
    (Pre Apr 2017)
    188.90 170.01 -18.89 No less than ESA (Protected)
    SG+EDP+SDP 198.60 181.46 -17.14 No less than ESA (Protected)

    SG only is aways Contribution Based, if there is an IR entitlement then it gets the EDP automatically.
    It is not possible to get WRAG+EDP(only), you would qualify for SDP as well.

    CB ESA stays outside of UC.
    If you have CB ESA with an IR top-up (premium) then the CB stays outside and the IR top-up (premium) becomes UC.
    If this applies (CB ESA with UC) then whatever is paid as CB ESA is deducted from your 'standard' UC LCW/LCWRA payment, leaving the same payment overall.

    If you want to then when it comes time to migrate to UC you could close your CB ESA claim altogether and just claim UC instead.
    If you did that you then only have the one claim to deal with, but any savings/capital or income that wouldn't affect CB ESA will affect the UC.


    Remember that this is only a simple comparison for a single person, and that other elements of UC may come into play depending on your circumstances.
    Use one of the online benefit calculators to check your full circumstances and benefits.

    There may also be a change to any Council Tax Relief that you get once you have migrated to UC.
    As this is under the control of each council, and each council has different rules, it is impossible to say here just how that might affect you.

    GO TO TOP
    Last edited by nukecad; 06-10-21 at 07:15. Reason: Covid uplift removed

  2. #12
    Senior Member nukecad's Avatar
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    NOTE: This thread will be kept closed to avoid distraction.

    If you do find it Open it is because I am updating or adding something.

    Please do not post here.
    Last edited by nukecad; 06-10-21 at 07:15.

  3. #13
    Senior Member nukecad's Avatar
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    06 October 2021 - various posts altered to reflect the removal of the Covid Uplift.
    Last edited by nukecad; 02-11-21 at 12:31.
    I don't know everything. - But I'm good at searching for, and finding, stuff.

    Migration from ESA to Universal Credit- Click here for information.

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