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  1. #1
    MirandaSallie
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    An accessible housing opportunity - shared ownership

    Hello to Youreable readers!

    My mother, Sallie Rée, managed to find an accessible flat (after years of searching) and moved into it in 2000. It is a beautiful flat and very well adapted for anyone with mobility needs. Very sadly my mother died suddenly last year. The flat is a shared ownership flat with Notting Hill Housing. The flat was originally part of the London Lighthouse and it was part of the agreement when Notting Hill Housing took over the flats in 2000 that two flats would be reserved for people with mobility needs.

    This is such a good opportunity for a person who is looking for an accessible flat - I wanted to share it on this forum.


    This is the link takes you to their website where the flat is being advertised:

    http://www.nottinghillhousing.org.uk...qt-17#location


    The viewing day for the flat is Saturday 19th September.

    I just wanted to share this with as many people as possible.


    Many thanks,

    Miranda Rée

  2. #2
    Senior Member TheFlyingKidney's Avatar
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    Quote Originally Posted by MirandaSallie View Post
    Hello to Youreable readers!

    My mother, Sallie Rée, managed to find an accessible flat (after years of searching) and moved into it in 2000. It is a beautiful flat and very well adapted for anyone with mobility needs. Very sadly my mother died suddenly last year. The flat is a shared ownership flat with Notting Hill Housing. The flat was originally part of the London Lighthouse and it was part of the agreement when Notting Hill Housing took over the flats in 2000 that two flats would be reserved for people with mobility needs.

    This is such a good opportunity for a person who is looking for an accessible flat - I wanted to share it on this forum.


    This is the link takes you to their website where the flat is being advertised:

    http://www.nottinghillhousing.org.uk...qt-17#location


    The viewing day for the flat is Saturday 19th September.

    I just wanted to share this with as many people as possible.


    Many thanks,

    Miranda Rée

    Beautiful jungle gardens round the back of the London Lighthouse, quite an amazing site, its such a shame its been sold off now. I had the pleasure of visiting it for an event, and was quite in awe..

  3. #3
    Senior Member Lighttouch's Avatar
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    £800,000 for a one bed flat. Yeah right I'll take two!!

  4. #4
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    Welcome to london prices kiddo. Makes Manchester look appealing, don't it??

  5. #5
    Senior Member Lighttouch's Avatar
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    Quote Originally Posted by reddivine View Post
    Welcome to london prices kiddo. Makes Manchester look appealing, don't it??
    I think it's about the quality of life that counts - not how much debt you can accumulate.

    Out of interest would you prefer a one bed flat in London or say a 4 bed semi-detatched in leafy Alderley Edge where your footballer wives live.


    http://www.rightmove.co.uk/property-...-35473143.html

  6. #6
    Moody
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    6 bed detatched near York anyone ?

    http://www.rightmove.co.uk/property-...?premiumA=true

  7. #7
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    reality bites

    Funny LT and Moody............but some of us will NEVER have enoff money to BUY, even with these help-to-buy schemes (din't make me laff - round here its put £60,000 down as 50%.....yeah riiiight
    so go look at rentals darlings
    lets just add :
    less than £500 pcm (I'm on benefit and so is b/friend
    accessible (so no 2nd floor flats) no 6 steps before you get in front door
    level entry shower or wetroom (not over the bath)

    lets see what you find now...............
    Last edited by reddivine; 15-09-15 at 06:54. Reason: addition

  8. #8
    Senior Member Lighttouch's Avatar
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    I wouldn't make such a big thing of home ownership as it can be a mill stone around your neck.

    It involves lots of regular payments so your income has to be constant over 25 years.

    The value of your property c?*n go up and down or stay the same for a dozen years.

    If your relationship breaks down and you get a divorce the house is an asset that needs to be split 50/50. So you either sell it or someone has to buy the other out and double their debt.

    It becomes a money pit as repairs and upgrades never stop.

    If you lose your job you have to house share to keep afloat.

    If at the end of this you end up owning a property you can be asset rich and cash poor.

    In my position I could now not afford to live in the place I do where I do but that's down to luck.

    The very first time my girlfriend and I looked into getting a place was through shared ownership - 50% mortgage (£11,000) and 50% rent plus service charge. That seemed a lot based on one persons salary at the time!

    Home ownership is a gamble that not everyone wishes or can take.

    I never had the opportunity of having mortgage rates this low for several years.
    My mortgage rate was between 7 and 15%. When renting at least you know the rent will only go up a few % not double!

    In the next few years millions of people who took out interest only mortgages will have no way of paying the debt off as no capital has been paid off. I had this type of mortgage and my low cost endowment policies wouldn't make the money they were suppose too. I ended up over paying the mortgage by £500 a month for 4 years to make the difference up but at least it's mine and nobody can kick me out.
    Last edited by Lighttouch; 15-09-15 at 08:45.

  9. #9
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    I'm in the position where for many years I was married to a vicar (yes LT its true), and so we were in tied accom....lovely but when it all goes pear shaped, you have no home and no savings to buy one. Since then been in rented accom. Not much diffrent as you didn't OWN the property you lived in for ooooH about 15 years........
    But now my health is such where a more accessible property is needed, but they are thin on the ground.

  10. #10
    Senior Member Lighttouch's Avatar
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    Well, I was aware that as I got older my disability would progress so I always rented or bought on the ground level.

    Even though I live on the ground floor in a true bungalow it's still not as accessible as it could be.

    Mainly a ramp and shower room are needed. I even had a specialist accessible bathroom company quote for a walk-in shower - cost £6,250. I'd prefer to project manage myself and wipe 30% off that quote,

    Even my light switches are too high and plug sockets to low. Ideally these should be repositioned and the walls would need reskimming.

    In the end you tend to make do until it really needs doing.

    If you and boyfriend are looking for the perfectly accessible place you'll have to wait until you both become senior citizens in an old folks home!

    You'll never find the ideal place - the question is where is the compromise made.

    You see even this bungalow isn't ideal - no DSS, 6 month let no room for dialysis, only a shower over the bath http://www.primelocation.com/to-rent...xW7Xh4QFtrW.97

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